If you own a home, you likely have a homeowners insurance policy. But do you know what it covers? A typical homeowners insurance policy provides protection against certain perils, such as fire or theft. That protection generally extends to your home, personal property and other structures, like a garage.

Policies usually also provide liability coverage. Watch this video to learn more about homeowners insurance.

This guest post comes from the editors of The Allstate Blog and Allstate’s Tools & Resources, which help people prepare for the unpredictability of life.